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Topic Originator: jake89
Date: Sat 13 Sep 12:47
This morning I was passing a queue of cars at temporary lights. When passing I thought I was witnessing a glitch in the Matrix when I saw three near identical white Audi`s driven by three near identical young women with scraped back blonde hair and white hoodies in a row. All three looked utterly miserable too (though this was maybe because of those ridiculous lights on Greenshank Drive!).
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Topic Originator: LochgellyAlbert
Date: Sat 13 Sep 14:29
Quote:
jake89, Sat 13 Sept 12:47
This morning I was passing a queue of cars at temporary lights. When passing I thought I was witnessing a glitch in the Matrix when I saw three near identical white Audi`s driven by three near identical young women with scraped back blonde hair and white hoodies in a row. All three looked utterly miserable too (though this was maybe because of those ridiculous lights on Greenshank Drive!).
Did they have big right feet, mick jagger lips and no indicators ?🤔🤣
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Topic Originator: red-star-par
Date: Sat 13 Sep 18:00
My other half has a pal who has a car that`s costing her 700 quid a month, all the trappings of what outwardly looks like a great lifestyle, but is constantly worrying about money, really stressed, puts Aldi`s version of coco-pops in a Coco Pops box for the kids breakfast.
What`s the point? Get a normal run around car, put the extra money into the mortgage, savings, pension. All that stress to impress people that don`t mean a thing
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Topic Originator: jake89
Date: Sat 13 Sep 19:29
Quote:
red-star-par, Sat 13 Sept 18:00
My other half has a pal who has a car that`s costing her 700 quid a month, all the trappings of what outwardly looks like a great lifestyle, but is constantly worrying about money, really stressed, puts Aldi`s version of coco-pops in a Coco Pops box for the kids breakfast.
What`s the point? Get a normal run around car, put the extra money into the mortgage, savings, pension. All that stress to impress people that don`t mean a thing
Could be my neighbours. Crappiest house on the street but over £100k of cars on the drive.
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Topic Originator: NMCmassive
Date: Sun 14 Sep 09:25
Quote:
jake89, Sat 13 Sep 19:29
Quote:
red-star-par, Sat 13 Sept 18:00
My other half has a pal who has a car that`s costing her 700 quid a month, all the trappings of what outwardly looks like a great lifestyle, but is constantly worrying about money, really stressed, puts Aldi`s version of coco-pops in a Coco Pops box for the kids breakfast.
What`s the point? Get a normal run around car, put the extra money into the mortgage, savings, pension. All that stress to impress people that don`t mean a thing
Could be my neighbours. Crappiest house on the street but over £100k of cars on the drive.
We’ve got some of them in our street.
They’ve got a Range Rover, a 5 series and Volvo. All with 3years old. Reckon there’s at least £150k in the driveway of a 3bed mid terraced ex council.
Was speaking to a painter decorator yesterday who was boasting about his new 5series Msport. He works every weekend to afford it but he like driving to the local shop to pick up his daily buckfast. No even joking -he’s from Coatbridge
COYP
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Topic Originator: ipswichpar
Date: Sun 14 Sep 09:31
These folk need to find a good pensions adviser.
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Topic Originator: NMCmassive
Date: Sun 14 Sep 10:08
Quote:
ipswichpar, Sun 14 Sep 09:31
These folk need to find a good pensions adviser.
£1800pm - car payment
£550pm - rent
£10pm - pension
COYP
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Topic Originator: ipswichpar
Date: Sun 14 Sep 10:15
It really is weird how differently people think about this stuff.
One of my ex colleagues just retired with a pension pot of about 1.1m, about 900k spread across various cash related things and his house paid off at the age of 57.
He drives around in a car that`s 20 years old and still budgets every month (and wont do things if he has already spent more than expected).
Each to their own I guess with whatever makes you happy!
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Topic Originator: P
Date: Sun 14 Sep 10:19
Used to be that the 15% rule was recommended for car outlay (or 20% with insurance etc - although that would be a tough ask for some now). So 15% of your take home pay was the rule of thumb for car loan or lease. I suspect few are anywhere near that figure these days.
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Topic Originator: The One Who Knocks
Date: Sun 14 Sep 12:22
Not something I do myself as a car is just a means to an end as far as I`m concerned but imagine the state of the economy if all these people didn`t finance all these car purchases? More power to them is what I say as it keeps the used car market competitive and even more so in the used used car market which is where i do my car shopping once a decade.
And although my eyes were open
They just might as well be closed
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Topic Originator: General Zod
Date: Sun 14 Sep 13:43
The biggest show offs are always the ones with the least to show off. Usually masking some real insecurities. Confidence is quiet.
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Topic Originator: PARrot
Date: Sun 14 Sep 14:41
I have never bought a new car. I usually spend about 6 or 7K on a reliable used car. I know I`d struggle for that now.
Last such purchase was several years ago. When I came back from collecting jnr in Canada, all I could afford was a rusty old van for 2k.
Now I have a brand new motability vehicle for jnr.
It was nice to get it, and felt great on the first few trips.
After the novelty wore off, I dont get any more out of it than driving any other car.
I did love the RX8 I had in my late 40s. That really was a pleasure to drive. I also had a gold Rover820 which I loved to cruise in. It was incredibly comfortable.
RX8 was 6k and the Rover was about the same.
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Topic Originator: TAFKA_Super_Petrie
Date: Sun 14 Sep 15:37
Deep pockets to run an RX8. Felt like it used a fivers worth of fuel just to reverse out of your drive!!
---------------------------------------------------------------
"People always talk about Ronaldinho and magic, but I didn't see him today. I saw Henrik Larsson; that's where the magic was."
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Topic Originator: PARrot
Date: Sun 14 Sep 19:12
Quote:
TAFKA_Super_Petrie, Sun 14 Sept 15:37
Deep pockets to run an RX8. Felt like it used a fivers worth of fuel just to reverse out of your drive!!
16mpg
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Topic Originator: red-star-par
Date: Sun 14 Sep 20:23
Quote:
ipswichpar, Sun 14 Sept 10:15
It really is weird how differently people think about this stuff.
One of my ex colleagues just retired with a pension pot of about 1.1m, about 900k spread across various cash related things and his house paid off at the age of 57.
He drives around in a car that`s 20 years old and still budgets every month (and wont do things if he has already spent more than expected).
Each to their own I guess with whatever makes you happy!
That`s kind of my attitude, growing up, we had a comfortable enough life, pretty lucky, but it was always clear that money was finite and needed to be looked after carefully, everyone worked too hard for it to waste it. I`ve always been a good saver, from when I first started earning, always put 20% away for a rainy day, still had good clothes, decent holidays, nice meals out and ate well in the house, denied myself nothing, but didn`t waste money on anything too extravagant. Worked really hard too, and luckily, never found myself out of work so far (touch wood). Just paid off the mortgage in my 40s, it`s a modest 2 bedroom house but in a very nice street, now beginning to notice the difference in having a bit extra cash, so considering how I can drop down to a 4 or 3 day week- not going to live forever. My mum is very materialistic, always very impressed by folk with big cars, big house, I actually think she`s pretty embarrassed by my modest lifestyle, that she`d like me to be more flash so that she can impress her friends, but I`d much rather have it in the bank- if I need it, it`s there
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Topic Originator: Bamba-Daft
Date: Tue 16 Sep 23:45
Know a couple who are the same. Range Rover and 23 plate BMW on the drive of a £300k house. They took all the equity they had out of their last house sale and spent it on new furnishings for the new house.. the guys Mrs didn’t have £80 to pay for her next instalment for a hen do she was going on recently. Unbelievable.
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